Need an appraisal in the southern New Jersey area?

Check out the top 7 reasons why NJ homeowners use South Jersey Appraisal Associates, LLC:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
To challenge a NJ property tax assessment
To cut their monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate

Need help deciding the price of your house in southern New Jersey?
Contact South Jersey Appraisal Associates, LLC.

We at South Jersey Appraisal Associates, LLC understand the special needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at South Jersey Appraisal Associates, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value estimation than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. South Jersey Appraisal Associates, LLC is seasoned in helping folks just like you rid themselves of unwanted PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in an area that's going down. That only means you're paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from South Jersey Appraisal Associates, LLC is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your home is near a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. South Jersey Appraisal Associates, LLC can help you reinstate your home equity line of credit with efficient appraisal.

We Provide Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for preciseness, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house.